Pool & Spa Financing

At MTZ Unlimited, we believe everyone deserves their dream backyard oasis. That's why we've partnered with trusted lenders to offer flexible financing options for pools, hot tubs, and swim spas. Whether you're planning a sleek inground pool or a relaxing spa, our financing partners make it easy to bring your vision to life.

We proudly provide pool and spa financing throughout Buffalo and Western New York, helping local homeowners create the perfect outdoor retreat with confidence and affordability.


HFS Financial

HFS Financial

  • Competitive, Flexible Loans: Low fixed-rate personal loans up to 20 years with no home equity required.
  • Quick Approval: Fast online prequalification with no credit impact and same-day options.
  • Direct Funding: Loan funds go straight to you for maximum control over your project.

Ready to get started? Apply with HFS today to explore flexible financing options for your new pool or hot tub.

Apply Now


Synchrony Bank

Synchrony Bank

  • Spa & Pool Financing: Flexible consumer loans commonly used for spas, swim spas, and pool projects.
  • Promotional Terms: May include low-interest or zero-interest financing for qualifying purchases.
  • Easy Payments: Simple monthly payment plans designed to fit your budget and lifestyle.

Ready to relax? Apply with Synchrony Bank to discover convenient, affordable options for your pool or spa.

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Lyon Financial

Lyon Financial

  • Pool & Spa Specialists: Focused exclusively on backyard projects like pools, spas, and patios.
  • Long, Affordable Terms: Offers extended terms and low fixed rates for comfortable payments.
  • Trusted Experience: Over 40 years of expertise and 800,000 satisfied customers nationwide.

Make a splash! Apply with Lyon Financial to take advantage of proven, long-term pool and spa financing programs.

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Your backyard oasis is closer than ever. With flexible financing options through HFS, Lyon Financial, and Synchrony Bank, MTZ Unlimited can help you bring your pool or spa project to life. Contact us today or apply directly with any of our lending partners to take the first step toward your dream backyard.

Call us at 716-794-3030 or reach us through our contact form to learn more about our services. Trust us to transform your outdoor space into an at-home oasis.